Terms and Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Charterley ("we," "us," or "our"), concerning your access to and use of the Charterley website and educational platform.

By accessing or using the Service, you agree that you have read, understood, and agree to be bound by all of these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the Service and must discontinue use immediately.

2. Educational Disclaimer

• No Investment Advice: The content provided on Charterley, including valuation models, market analysis, and case studies, is for educational purposes only. It does not constitute financial, investment, legal, or tax advice.
• No Guarantee of Results: We do not guarantee that using our Service will result in passing any examination (including CFA Level 1, 2, or 3) or achieving any specific investment returns.

3. CFA Institute Disclaimer

CFA Institute does not endorse, promote, or warrant the accuracy or quality of the products or services offered by Charterley. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

4. Intellectual Property Rights

Unless otherwise indicated, the Service is our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Service (collectively, the "Content") are owned or controlled by us or licensed to us.

• Limited License: You are granted a limited license to access and use the Service for your personal, non-commercial use.
• No Sharing: You may not share, sell, transfer, or redistribute our course materials, videos, or your account credentials. Detection of account sharing may result in immediate termination of your account without refund.

5. User Registration and Accounts

To access certain features of the Service, you may be required to register for an account. You agree to keep your password confidential and will be responsible for all use of your account and password.

6. Payments and Refunds

• Pricing: Prices for courses and subscriptions are listed on the website and are subject to change.
• Refund Policy: Due to the digital nature of our content, all sales are final once the course material has been accessed or downloaded.

7. Prohibited Activities

You may not access or use the Service for any purpose other than that for which we make the Service available. Prohibited activities include:

• Systematically retrieving data to create or compile a collection or database.
• Circumventing, disabling, or otherwise interfering with security-related features.
• Engaging in any automated use of the system, such as using scripts or data mining tools.

8. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use of the Service.

9. Governing Law

These Terms shall be governed by and defined following the laws of Vietnam. Charterley and yourself irrevocably consent that the courts of Vietnam shall have exclusive jurisdiction to resolve any dispute.

10. Contact Us

Address: Nam Hoa Street, Phuoc Long, HCMC, Vietnam, 700000
Email: charterley.hello@gmail.com